Check with and your local credit union.

Consider the Vanguard Prime Money Market Fund with a current compound yield of ~4.65% APR.

If you are in a high tax bracket you may prefer their tax exempt money market funds:

Sometimes other institutions will have a higher teaser rate, but Vanguard tends to have the highest yields I’ve found over the long run. (Vanguard money markets are not FDIC insured, however.)

Article on teaser rates: =%7B0A13B6E2-FFB2-4E2B-BD42-E2D1E01C52E5%7D

ING and HSBC often have rates close to Vanguard, and most of their products are FDIC insured. Bankrate.com provides links to CD’s with high interest rates as well as high interest rate banks. You can check these at the following links:

(If you are investing for a long period of time and are willing to accept some volatility, you should consider putting some money into no-load low-expense mutual funds. These are not guaranteed, but over the long run produce much higher returns.)

ING Direct has a good interest rate for CD’s, probably on of the highest one’s out there. you can also try EMIGRANT Direct.